Sunday, April 27, 2008



1. Death Benefit

You have a choice of how much Life Insurance you want which is called the Basic Sum Assured. Upon death both the Basic Sum Assured and the Investment Account balance are payable.

2. Total & Permanent Disability Benefit

Upon Total and Permanent Disability before age 65, the Basic Sum Assured is payable and you have the choice of:

1. Terminating the policy and receiving the Investment Account value; or

2. Continuing with the Investment Account


The balance of your premium not allocated for Life Insurance Protection is allocated to your Investment Account. You have a choice of many types of professionally managed funds to choose from.


1.0 Maax Wanita Illnesses Protection (MWIP)

  • Pemeriksaan Kesihatan Wanita Tahunan (Ujian Darah, Pap Smear, Mammogram, Abdomen/Pelvis Ultrasound)
  • Kanser Wanita (Breasts, Cervix Uteri, Fallopian Tube, Ovary, Uterus, Vagina/Vulva)
  • Carcinoma-in-situ (Breast and Cervix Uterix)
  • Systemic Lupus Erythematosus (SLE) with Lupus Nephritis
  • High Grade Squamous Intraepithelial Lesion (HSIL) with Severe Dysplasia
  • Fibroid
  • Ovarian Cyst
  • Pembedahan Reconstructive Muka Akibat Kemalangan
  • Pembedahan Reconstructive Payu Dara Akibat Kemalangan
  • Pembedahan Reconstructive Payu Dara Akibat Kanser
  • Pembedahan Kulit Akibat Kebakaran
  • Pembedahan Kulit Akibat Kanser Kulit
  • Keretakan Tulang Akibat Osteoporosis
  • Rheumatoid Arthritis with complication

2.0 Maax Wanita Maternity Protection (MWMP)

  • Elaun Kelahiran Anak (Maksima 3 kelahiran) antara RM100 - RM500
  • Faedah Harian Kemasukan Hospital Akibat Komplikasi Kehamilan (RM200 sehari untuk maksima 7 hari)
  • Kematian Ibu Akibat Kelahiran
  • Komplikasi Kehamilan seperti : -

- Disseminated Intravascular Coagulation

- Ectopic Pregnancy

- Hydatidiform Mole (Molar Pregnancy)

- Still Birth Death

- Neonatal Death

- Eclampsia

  • Penyakit Kongenital Bayi seperti : -

- Down's Syndrome

- Spina Bifida

- Tetralogy of Fallot

- Transposition of Great Vessels

- Atrial Septal Defect (Kecacatan pada bayi)

- Ventricular Septal Defect (Kecacatan pada bayi)

3.0 Maax Golden Wanita Protection (MGWP)

· Faedah Hilang Upaya dari Aktiviti Harian seperti makan, berjalan, mandi dan sebagainya.


You can make withdrawals and cash out your policy at any time. Furthermore, you can stop paying premiums and still enjoy the life insurance protection as long as there are sufficient units in your Maax WANITA Account to pay for the insurance charges and policy fees.

The minimum entry age of the Life Insured/Insured is 16 and the maximum entry age is 69. However the Policyholder / Payor / Applicant of the policy must be aged 18 years and above. The minimum Annual Premium is RM600 but you have the flexibility to also pay the premiums Monthly (minimum monthly premium of RM50), Quarterly (minimum quarterly premium of RM150) or Half-Yearly (minimum half-yearly premium of RM300). Payments by Master and Visa Credit Card are accepted.

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